Sunday edition · Debate of the week: Is Deglobalization Permanent — or Are We Just in the Most Expensive Pause in the History of World Trade? →
The Facturation
Home Global Business / Economy Credit & Personal Finance Investments / Wealth Building Voices & Sources About Contact Subscribe Free
Finance Debates, Settled

Both sides. One verdict.

Real CPAs, tax attorneys, and financial planners debate the questions that matter most to freelancers and small business owners.

Expert-debate Hire Bookkeeper Self Employed Bookkeeper Freelancer When To Hire Bookkeeper
Tagged “Expert-debate” Clear filters →

Global Business / Economy

Is Deglobalization Permanent — or Are We Just in the Most Expensive Pause in the History of World Trade?

Is deglobalization a permanent shift, or just an expensive pause in world trade? Economist Daniel Altman, former Bulgarian Deputy PM Simeon Djankov, and economist Heather Boushey debate whether supply chain disruption and rising nationalism mark a lasting rupture or a cyclical dip.

August 26, 2026 TheFacturation Editorial
Is Deglobalization Permanent — or Are We Just in the Most Expensive Pause in the History of World Trade?

Financial Technology (FinTech)

Is Passwordless Authentication the Future of Financial Security — or Are We Trading One Vulnerability for Three We Haven't Mapped Yet?

Is passwordless authentication truly securing financial systems, or just trading known vulnerabilities for uncharted ones? Imprivata CEO Mark Risher, Deloitte cybersecurity analyst Shivangi Gupta, and journalist Brian Krebs debate biometrics, regulation, and the human factors technology can't fix.

August 26, 2026 TheFacturation Editorial
Is Passwordless Authentication the Future of Financial Security — or Are We Trading One Vulnerability for Three We Haven't Mapped Yet?

Credit & Personal Finance

Is the Debt Snowball Method Mathematically Wrong — and Does That Actually Matter?

Is the Debt Snowball method mathematically inefficient — and does that even matter if it works psychologically? Dave Ramsey, financial journalist Lindsay Goldwert, and CPA Michele Cagan debate whether motivation or math should drive your debt repayment strategy.

August 26, 2026 TheFacturation Editorial
Is the Debt Snowball Method Mathematically Wrong — and Does That Actually Matter?

Financial Technology (FinTech)

Is RegTech the Solution to Financial Compliance — or Just Automating a System That Was Already Too Complex to Fix?

Is RegTech genuinely simplifying financial compliance, or just automating a system that's already too convoluted? DBS Bank CEO Piyush Gupta, CPA David Rosenberg, and tax attorney Hannah Schmidt debate whether technology can handle the subjective, ethical dimensions regulation demands.

August 25, 2026 TheFacturation Editorial
Is RegTech the Solution to Financial Compliance — or Just Automating a System That Was Already Too Complex to Fix?

Global Business / Economy

Is Longevity Risk the Financial Crisis Nobody Is Planning For?

What happens when you outlive your savings by twenty years? Financial advisors M. Scott Smith and Beth Kobliner, and estate planning attorney Adrian S. J. Pringle debate whether longevity risk demands proactive personal planning, systemic policy change, or both.

August 25, 2026 TheFacturation Editorial
Is Longevity Risk the Financial Crisis Nobody Is Planning For?

Credit & Personal Finance

Is Paying for a Premium Travel Credit Card Worth It — or Are You Spending $500 a Year to Unlock Benefits You Never Actually Use?

With annual fees topping $500, is a premium travel credit card actually worth it? Financial advisor Kathy Pareto, The Points Guy founder Brian Kelly, and The Financial Gym's Shannon McLay debate whether the perks pay off — or just look good on paper.

August 25, 2026 TheFacturation Editorial
Is Paying for a Premium Travel Credit Card Worth It — or Are You Spending $500 a Year to Unlock Benefits You Never Actually Use?
How TheFacturation Works

Every debate follows the same rigorous format

We don't publish opinion pieces. We take a real financial question, find experts on both sides, and deliver a clear editorial verdict — TheFacturation's Take.

1

The Question

A real financial decision that freelancers and small business owners face, framed as a genuine debate with two defensible positions.

2

The Voices

2–3 named CPAs, tax attorneys, or CFPs present their position with real arguments and data.

3

The Take

TheFacturation synthesizes both sides and delivers a clear editorial conclusion — no fence-sitting.