Credit & Personal Finance
Should You Buy or Lease Your Next Business Vehicle — and What Does the IRS Actually Prefer?Buy or lease — it sounds like a simple financial question. But the IRS treats each option very differently, and the wrong choice can cost a business owner thousands in missed deductions. A CPA, a financial advisor, and a tax attorney break it down. One verdict.
Credit & Personal Finance
Is a High-Yield Savings Account Still Worth It — or Are There Smarter Places to Park Your Cash Right Now?High-yield savings accounts have been the default "smart move" for idle cash — but with rates shifting and better options emerging, that default deserves a second look. A personal finance expert, a billionaire investor, and a renowned financial advisor disagree on where your money should actually be sitting. One verdict.
Credit & Personal Finance
Should You Pay a Financial Advisor a Flat Fee or a Percentage of Assets — and Does It Even Matter?How you pay your financial advisor shapes what advice you get — and most investors never think about it. A fee-only planner, a CPA partner, and a co-founder of one of the largest advisor networks in the country disagree on which model actually serves you better. One verdict.
Global Business / Economy
Should Founders Bootstrap Their Business or Seek Outside Funding From Day One?Bootstrap or raise — the funding decision you make at day one sets the terms for everything that follows: your ownership, your speed, your culture, and who you ultimately answer to. The CEO of Basecamp, an entrepreneur, and a venture capital partner take opposite sides. One verdict.
Investments / Wealth Building
Equity vs. Salary: What Should Small Business Owners Offer Early Employees?When cash is tight and talent is scarce, equity looks like the perfect solution. But giving away ownership early has consequences that last for the life of the company. A tax consultant, a business attorney, and a financial advisor debate where to draw the line. One verdict.
Credit & Personal Finance
Is Life Insurance a Smart Financial Tool for the Self-Employed — or an Unnecessary Expense?For the self-employed, there's no employer picking up the tab on life insurance. So the question falls entirely on you — is it a smart financial tool or money better deployed elsewhere? A financial educator, a CEO, and a CPA disagree sharply. One verdict.
