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Finance Debates, Settled

Both sides. One verdict.

Real CPAs, tax attorneys, and financial planners debate the questions that matter most to freelancers and small business owners.

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Global Business / Economy

Should You Hire a Virtual CFO — or Is That Just an Expensive Way to Avoid Making Hard Decisions Yourself?

A virtual CFO promises expert financial guidance at a fraction of the cost of a full-time hire — but is it a smart strategic move or a way to avoid the hard decisions that every business leader must face? Mark Katzen, Lisa Greene-Lewis, and Nicolas De La Vega break it down.

June 02, 2026 TheFacturation Editorial
Should You Hire a Virtual CFO — or Is That Just an Expensive Way to Avoid Making Hard Decisions Yourself?

Global Business / Economy

Is Getting an MBA Still Worth the Cost — or Has the Market Already Priced It Out of Relevance?

A top MBA can cost six figures — but does the diploma still open the doors it once did? Adam Grant, Michael Porter, and Barbara Corcoran debate whether a business degree is a career-defining investment or an expensive credential in a world that increasingly values skills over pedigree.

June 02, 2026 TheFacturation Editorial
Is Getting an MBA Still Worth the Cost — or Has the Market Already Priced It Out of Relevance?

Credit & Personal Finance

Is a Joint Bank Account With Your Spouse a Financial Strategy — or a Recipe for Conflict?

Merging finances with your spouse can build unity and simplify budgeting — or it can become the fastest path to arguments about money. Michelle Singletary, Kristen Womack, and Robert Kiyosaki debate whether a joint bank account is a smart partnership move or a threat to financial independence.

June 02, 2026 TheFacturation Editorial
Is a Joint Bank Account With Your Spouse a Financial Strategy — or a Recipe for Conflict?

Investments / Wealth Building

Is Owning a Franchise Smarter Than Starting From Scratch — or Are You Just Buying Someone Else's Ceiling?

A franchise gives you a playbook, a brand, and a head start — but does it also give you someone else's ceiling? Judith Scherline, Mark Siebert, and Josh Patrick debate whether buying into a proven system is smart entrepreneurship or a creativity trap.

June 02, 2026 TheFacturation Editorial
Is Owning a Franchise Smarter Than Starting From Scratch — or Are You Just Buying Someone Else's Ceiling?

Credit & Personal Finance

Should You Tell Your Clients What You Charge Other People — or Is Pricing Transparency a Competitive Mistake?

Should you tell a client what you charge someone else? It sounds simple, but pricing transparency in financial services is a minefield. Julie Littlechild, Michael Kitces, and Ed Slott debate whether openness builds trust or just invites a race to the bottom.

June 02, 2026 TheFacturation Editorial
Should You Tell Your Clients What You Charge Other People — or Is Pricing Transparency a Competitive Mistake?

Global Business / Economy

Is Working More Hours Actually Making You Less Money — and What the Math Really Says?

Hustle culture says work more, earn more — but the math doesn't always agree. Adam Grant, Mike Michalowicz, and Sarah Needleman break down when extra hours pay off, when they backfire, and why working smarter keeps beating working longer.

June 02, 2026 TheFacturation Editorial
Is Working More Hours Actually Making You Less Money — and What the Math Really Says?
How TheFacturation Works

Every debate follows the same rigorous format

We don't publish opinion pieces. We take a real financial question, find experts on both sides, and deliver a clear editorial verdict — TheFacturation's Take.

1

The Question

A real financial decision that freelancers and small business owners face, framed as a genuine debate with two defensible positions.

2

The Voices

2–3 named CPAs, tax attorneys, or CFPs present their position with real arguments and data.

3

The Take

TheFacturation synthesizes both sides and delivers a clear editorial conclusion — no fence-sitting.