Investments / Wealth Building
Should You Pay Off Your Mortgage Early — or Invest That Money Instead?Should you pay off your mortgage early or put that money to work in the market? Financial experts are divided — here's what Dave Ramsey, Howard Dvorkin, and Suze Orman each recommend, and how to find the right answer for your situation.
Investments / Wealth Building
Is Real Estate Still the Safest Long-Term Investment — or Has That Conventional Wisdom Expired?Real estate has been the default "safe" investment for generations. But with interest rates elevated, prices stretched, and markets increasingly cyclical, that conventional wisdom deserves a real challenge. A veteran real estate investor, a market expert, and an entrepreneur who built a portfolio on leverage disagree on whether the safety narrative still holds. One verdict.
Investments / Wealth Building
Should You Put Your Retirement Savings in a Roth IRA or a Traditional IRA — and Does Your Age Change the Answer?Roth or Traditional — the IRA debate has a clear answer for most people. The problem is that answer changes as you age, earn more, and get closer to retirement. Suze Orman, Robert Kiyosaki, and Jean Chatzky disagree on which account wins — and when. One verdict.
Investments / Wealth Building
Is Dollar-Cost Averaging the Smartest Way to Invest — or Are You Just Avoiding the Real Decision?Dollar-cost averaging feels disciplined, safe, and smart. But is it a proven investment strategy — or a way to feel like you're making a decision without actually making one? A veteran investment author, a leading financial planner, and a renowned financial expert disagree on what DCA actually delivers. One verdict.
Investments / Wealth Building
Equity vs. Salary: What Should Small Business Owners Offer Early Employees?When cash is tight and talent is scarce, equity looks like the perfect solution. But giving away ownership early has consequences that last for the life of the company. A tax consultant, a business attorney, and a financial advisor debate where to draw the line. One verdict.
Investments / Wealth Building
Should Small Business Owners Reinvest Profits Back Into the Business or Pay Themselves First?Every profitable month, small business owners face the same tension: put the money back into the business, or take it home. A tax attorney, a financial advisor, and a CPA partner take sides. One verdict.