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Investments / Wealth Building

Should You Ever Short a Stock — or Is Betting Against Companies a Game Where the House Always Wins Eventually?

FinTok and Instagram are flooded with budgeting tips, investment hacks, and wealth-building advice — but who's actually getting richer? Tiffany Aliche, Jeremy Schneider, and Farrah Bostic debate whether social media financial advice is genuinely empowering everyday people or mostly enriching the influencers delivering it.

July 15, 2026 TheFacturation Editorial
Should You Ever Short a Stock — or Is Betting Against Companies a Game Where the House Always Wins Eventually?

Investments / Wealth Building

Should You Ever Pay for a Premium Banking Account — or Are You Just Buying the Feeling of Being a Better Customer?

Premium banking accounts promise personal advisors, waived fees, and exclusive perks — but are those benefits actually worth the cost, or are you mostly paying for the feeling of being a better class of customer? Suze Orman, David Bach, and Liz Weston debate whether premium banking is a smart financial tool or an expensive status symbol.

July 14, 2026 TheFacturation Editorial
Should You Ever Pay for a Premium Banking Account — or Are You Just Buying the Feeling of Being a Better Customer?

Investments / Wealth Building

Should You Ever Invest in Uncertain Times?

Markets are volatile, inflation is high, and economic forecasts keep changing — so should you invest right now or wait for clearer skies? Suze Orman, Dave Ramsey, and Robert Kiyosaki offer three very different answers, ranging from cautious preparation to seizing the moment while others are afraid.

July 10, 2026 TheFacturation Editorial
Should You Ever Invest in Uncertain Times?

Investments / Wealth Building

Should You Ever Invest in a Business a Friend Is Starting — or Does Money Always Find a Way to End the Relationship?

PAGE EXCERPT A friend has a business idea and needs investors — and they're asking you. Rachael O'Meara, Mark Kohler, and Tiffany Aliche debate whether investing in a friend's startup is a meaningful act of support or the fastest way to quietly destroy both the money and the relationship.

July 01, 2026 TheFacturation Editorial
Should You Ever Invest in a Business a Friend Is Starting — or Does Money Always Find a Way to End the Relationship?

Investments / Wealth Building

Is Peer-to-Peer Lending a Legitimate Way to Earn Yield — or a High-Risk Bet Dressed Up as Passive Income?

With savings accounts paying next to nothing, peer-to-peer lending promises something rare: real yield, with you playing the role of the bank. Ryan Caldbeck, Elizabeth Warren, and David Reiss debate whether P2P lending is a legitimate alternative investment or a high-risk bet wearing the costume of passive income.

June 29, 2026 TheFacturation Editorial
Is Peer-to-Peer Lending a Legitimate Way to Earn Yield — or a High-Risk Bet Dressed Up as Passive Income?

Investments / Wealth Building

Should You Buy Experiences Instead of Things — or Is That Just a Different Way to Spend Money You Don't Have?

"Buy experiences, not things" has become one of the most popular pieces of modern financial advice. Research suggests that experiences often create longer-lasting happiness than material possessions, leading many consumers to prioritize travel, events, and memorable moments over physical goods. Yet as inflation rises and household budgets tighten, the wisdom of this approach is increasingly being questioned. Financial experts agree that experiences can enrich lives, but they also warn that meaningful memories lose their value when financed through debt or financial instability. The real debate is not whether experiences or possessions are better—it’s whether spending decisions align with personal values, long-term goals, and financial reality.

June 23, 2026 TheFacturation Editorial
Should You Buy Experiences Instead of Things — or Is That Just a Different Way to Spend Money You Don't Have?
How TheFacturation Works

Every debate follows the same rigorous format

We don't publish opinion pieces. We take a real financial question, find experts on both sides, and deliver a clear editorial verdict — TheFacturation's Take.

1

The Question

A real financial decision that freelancers and small business owners face, framed as a genuine debate with two defensible positions.

2

The Voices

2–3 named CPAs, tax attorneys, or CFPs present their position with real arguments and data.

3

The Take

TheFacturation synthesizes both sides and delivers a clear editorial conclusion — no fence-sitting.