Thursday edition · Debate of the week: Should You Ever Relocate Your Entire Life for a Financial Opportunity — or Is That the Kind of Math That Only Works on a Spreadsheet? →
The Facturation
Home Credit & Personal Finance Global Business / Economy Investments / Wealth Building Voices & Sources About Contact Subscribe Free
Finance Debates, Settled

Both sides. One verdict.

Real CPAs, tax attorneys, and financial planners debate the questions that matter most to freelancers and small business owners.

Expert-debate Hire Bookkeeper Self Employed Bookkeeper Freelancer When To Hire Bookkeeper
Global Business / Economy Clear filters →

Global Business / Economy

Is Splitting Equity 50/50 With Your Co-Founder the Fairest Deal — or the Fastest Way to Kill the Company?

Over 40% of startups fail due to co-founder conflicts — and how you split equity on day one can set the tone for everything that follows. Reid Hoffman, Tiffany Aliche, and Patrick Lee debate whether a 50/50 split is a symbol of equal partnership or a structural flaw waiting to surface.

June 09, 2026 TheFacturation Editorial
Is Splitting Equity 50/50 With Your Co-Founder the Fairest Deal — or the Fastest Way to Kill the Company?

Global Business / Economy

Is Outsourcing Your Business's Back Office a Smart Move — or Are You Handing Control to Someone Who Doesn't Care?

73% of companies that outsource report better operational efficiency — but handing your accounting, HR, or compliance to an outside firm means trusting someone else with your business's backbone. Marie Johnson, James Thompson, and Sarah Miller debate when outsourcing is a smart move and when it's a loss of control you can't afford.

June 05, 2026 TheFacturation Editorial
Is Outsourcing Your Business's Back Office a Smart Move — or Are You Handing Control to Someone Who Doesn't Care?

Global Business / Economy

Should You Sell Your Business or Keep It Forever — and How Do You Know When the Number Is Right?

Valuations are high, the market is moving, and someone just made you an offer — but is now really the right time to sell? Dawn Smith, Mark Brenner, and Lisa Wang debate when holding on to your business makes more sense than cashing out, and how to know when the number is finally right.

June 04, 2026 TheFacturation Editorial
Should You Sell Your Business or Keep It Forever — and How Do You Know When the Number Is Right?

Global Business / Economy

Is Tipping Culture Costing Small Businesses More Than It's Helping Their Staff — and Who Actually Pays?

Every time a customer decides whether to tip — and how much — they're making a decision that shapes a worker's livelihood. Michael Lynn, Ruth McCambridge, and Jack Temple debate whether tipping culture is a lifeline for service workers or a broken system that lets businesses off the hook.

June 04, 2026 TheFacturation Editorial
Is Tipping Culture Costing Small Businesses More Than It's Helping Their Staff — and Who Actually Pays?

Global Business / Economy

Should You Hire a Virtual CFO — or Is That Just an Expensive Way to Avoid Making Hard Decisions Yourself?

A virtual CFO promises expert financial guidance at a fraction of the cost of a full-time hire — but is it a smart strategic move or a way to avoid the hard decisions that every business leader must face? Mark Katzen, Lisa Greene-Lewis, and Nicolas De La Vega break it down.

June 02, 2026 TheFacturation Editorial
Should You Hire a Virtual CFO — or Is That Just an Expensive Way to Avoid Making Hard Decisions Yourself?

Global Business / Economy

Is Getting an MBA Still Worth the Cost — or Has the Market Already Priced It Out of Relevance?

A top MBA can cost six figures — but does the diploma still open the doors it once did? Adam Grant, Michael Porter, and Barbara Corcoran debate whether a business degree is a career-defining investment or an expensive credential in a world that increasingly values skills over pedigree.

June 02, 2026 TheFacturation Editorial
Is Getting an MBA Still Worth the Cost — or Has the Market Already Priced It Out of Relevance?
How TheFacturation Works

Every debate follows the same rigorous format

We don't publish opinion pieces. We take a real financial question, find experts on both sides, and deliver a clear editorial verdict — TheFacturation's Take.

1

The Question

A real financial decision that freelancers and small business owners face, framed as a genuine debate with two defensible positions.

2

The Voices

2–3 named CPAs, tax attorneys, or CFPs present their position with real arguments and data.

3

The Take

TheFacturation synthesizes both sides and delivers a clear editorial conclusion — no fence-sitting.