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Finance Debates, Settled

Both sides. One verdict.

Real CPAs, tax attorneys, and financial planners debate the questions that matter most to freelancers and small business owners.

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Global Business / Economy

Should You Charge More and Work Less — or Is the Volume Game Still the Smarter Play for Service Businesses?

Raise your rates and take fewer clients, or keep prices competitive and scale up volume? It's one of the defining questions for any service business. Pamela Slim, John Jantsch, and Ramon Ray break down which strategy actually builds a sustainable business.

May 31, 2026 TheFacturation Editorial
Should You Charge More and Work Less — or Is the Volume Game Still the Smarter Play for Service Businesses?

Global Business / Economy

Should You Pay for a Financial Plan Upfront — or Is a Free Consultation All You Really Need?

Only 30% of Americans feel confident in their financial decisions — so when you sit down with an advisor, should you pay for a full plan or start with a free consultation? Sallie Krawcheck, Michael Kitces, and Jean Chatzky weigh in.

May 29, 2026 TheFacturation Editorial
Should You Pay for a Financial Plan Upfront — or Is a Free Consultation All You Really Need?

Global Business / Economy

Should Founders Bootstrap Their Business or Seek Outside Funding From Day One?

Bootstrap or raise — the funding decision you make at day one sets the terms for everything that follows: your ownership, your speed, your culture, and who you ultimately answer to. The CEO of Basecamp, an entrepreneur, and a venture capital partner take opposite sides. One verdict.

May 22, 2026 TheFacturation Editorial
Should Founders Bootstrap Their Business or Seek Outside Funding From Day One?

Global Business / Economy

Is Working With a Niche Accountant Worth the Premium — or Is a Generalist CPA Good Enough?

Specialist or generalist — the accountant you choose can cost or save you thousands. A CPA attorney, a financial journalist, and a financial advisor debate whether niche expertise is worth the premium. One verdict.

May 20, 2026 TheFacturation Editorial
Is Working With a Niche Accountant Worth the Premium — or Is a Generalist CPA Good Enough?

Global Business / Economy

Holding Company Structure: Is It Worth It for Small Business Owners?

Holding Company Structure: Is It Worth It for Small Business Owners? Small business owners often find themselves at a crossroads when determining thei...

May 01, 2026 TheFacturation Editorial
Holding Company Structure: Is It Worth It for Small Business Owners?

Global Business / Economy

Should a Single-Member LLC Elect S-Corp Taxation?

Opening Question Should a single-member LLC consider electing S-Corp taxation? This question resonates deeply in the business community, particularly...

May 01, 2026 TheFacturation Editorial
Should a Single-Member LLC Elect S-Corp Taxation?
How TheFacturation Works

Every debate follows the same rigorous format

We don't publish opinion pieces. We take a real financial question, find experts on both sides, and deliver a clear editorial verdict — TheFacturation's Take.

1

The Question

A real financial decision that freelancers and small business owners face, framed as a genuine debate with two defensible positions.

2

The Voices

2–3 named CPAs, tax attorneys, or CFPs present their position with real arguments and data.

3

The Take

TheFacturation synthesizes both sides and delivers a clear editorial conclusion — no fence-sitting.