Credit & Personal Finance
Is Chasing a High Credit Score Optimizing Your Financial Life — or Just Making You Better at Playing a Game You Didn't Design?Nearly 70% of Americans say their credit score is vital to their financial health — but is obsessing over that number actually building wealth, or just making you better at a game the financial system designed for its own benefit? Sallie Krawcheck, Robert Kiyosaki, and Jean Chatzky debate what a high credit score is actually worth.
Credit & Personal Finance
Should You Ever Take Money Out of Your Retirement Account Early — or Is the Penalty Always Smaller Than the Regret?Rising costs, unexpected emergencies, and a retirement account sitting there with years of savings — the temptation to tap it early is real. Suze Orman, Jean Chatzky, and Dave Ramsey debate whether early withdrawal is ever the right call, or whether the long-term cost always makes the short-term relief a regret.
Credit & Personal Finance
Is Your Credit Card Rewards Program Actually Rewarding You — or Engineering Your Spending Behavior Without You Noticing?73% of consumers report overspending because of rewards programs — which raises a question about whether those points are actually paying you back or just engineering you to spend more. Gerri Detweiler, Liz Weston, and Robert McKinley debate whether credit card rewards are a genuine financial benefit or a behavioral trap dressed up as a perk.
Credit & Personal Finance
Should You Ever Lend Money to a Client to Keep the Relationship?A key client is struggling and asks if you can help them out financially — and suddenly the line between business relationship and personal obligation gets very blurry. Barbara Weltman, Randa Bessadah, and Mark Kohler debate whether lending money to a client is an act of loyalty that pays off, or a professional boundary that should never be crossed.
Credit & Personal Finance
Is Open Banking the Future of Personal Finance — or a Privacy Risk You're Being Asked to Opt Into Without Reading the Fine Print?PAGE EXCERPT 73% of consumers think open banking will get them better financial products — but how many have actually read what they're agreeing to share? David Brear, Liz O'Donnell, and Mike O'Brien debate whether open banking is a genuine leap forward for personal finance or a privacy risk buried in fine print.
Credit & Personal Finance
Is Holding Cash Right Now a Smart Defensive Move — or Are You Just Losing to Inflation While Waiting for Certainty That Never Comes?Inflation is eating away at every dollar sitting idle — but markets feel shaky enough that "stay liquid" still sounds reasonable. Michael Kitces, Samantha Sharf, and David Stein debate whether holding cash right now is smart defense or just a slow bleed while you wait for certainty that may never come.
