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Finance Debates, Settled

Both sides. One verdict.

Real CPAs, tax attorneys, and financial planners debate the questions that matter most to freelancers and small business owners.

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Credit & Personal Finance

Should You Pay Off Your Student Loans Aggressively — or Is That Money Better Spent Building Your Career Instead?

Student loan debt in the U.S. has topped $1.7 trillion — so when extra cash comes in, should it go toward crushing that debt or building career skills that could pay off even more? Sallie Krawcheck, Farnoosh Torabi, and Jean Chatzky debate where young earners get the best return on their money.

June 17, 2026 TheFacturation Editorial
Should You Pay Off Your Student Loans Aggressively — or Is That Money Better Spent Building Your Career Instead?

Credit & Personal Finance

Is Inflation Actually Making You Poorer — or Are You Just Spending More on Things You Chose to Upgrade?

Prices are up everywhere — but so are our expectations. Peter Schiff, Michelle Singletary, and Robert Kiyosaki debate whether inflation is genuinely making us poorer or whether some of what we're calling financial pain is actually a series of lifestyle choices we've quietly made for ourselves.

June 16, 2026 TheFacturation Editorial
Is Inflation Actually Making You Poorer — or Are You Just Spending More on Things You Chose to Upgrade?

Credit & Personal Finance

To Disclose Finances Before Moving In Together: A Timely Conversation or Late Realization?

70% of couples cite money as a primary source of relationship stress — so why do so many wait until they're sharing a lease to have the conversation? Lynnette Khalfani-Cox, Theresa McMahon, and Peter Dunn debate how early couples should disclose their finances, and whether waiting until move-in day is already too late.

June 15, 2026 TheFacturation Editorial
To Disclose Finances Before Moving In Together: A Timely Conversation or Late Realization?

Credit & Personal Finance

Is Generational Wealth a Realistic Goal for First-Generation Earners — or a Concept Designed for People Who Already Have It?

73% of Americans believe generational wealth is key to financial security — but for first-generation earners starting with debt and no safety net, is building it a realistic goal or a concept designed for people who already have a head start? Sandy McCarthy, Cameron Huddleston, and Robert Brown dig into the real barriers and possibilities.

June 15, 2026 TheFacturation Editorial
Is Generational Wealth a Realistic Goal for First-Generation Earners — or a Concept Designed for People Who Already Have It?

Credit & Personal Finance

Should You Negotiate Your Salary or Your Rate Every Year — or Are You Leaving Money on the Table by Waiting to Be Asked?

Over 60% of workers are unsatisfied with their salaries — and many of them never asked for more. Tiffany Aliche, Josh Brown, and Morra Aarons-Mele debate whether you should negotiate your compensation every single year or wait for the right moment, and what it's really costing you to stay silent.

June 12, 2026 TheFacturation Editorial
Should You Negotiate Your Salary or Your Rate Every Year — or Are You Leaving Money on the Table by Waiting to Be Asked?

Credit & Personal Finance

Is Your Accountant Giving You Tax Advice — or Just Telling You What Already Happened?

Your accountant files your taxes — but are they helping you pay less of them? Laura Williams, David Johnson, and Sarah Matthews debate whether accountants should be proactive financial strategists or stick to what they know best: making sure the numbers are right and the filings are on time.

June 11, 2026 TheFacturation Editorial
Is Your Accountant Giving You Tax Advice — or Just Telling You What Already Happened?
How TheFacturation Works

Every debate follows the same rigorous format

We don't publish opinion pieces. We take a real financial question, find experts on both sides, and deliver a clear editorial verdict — TheFacturation's Take.

1

The Question

A real financial decision that freelancers and small business owners face, framed as a genuine debate with two defensible positions.

2

The Voices

2–3 named CPAs, tax attorneys, or CFPs present their position with real arguments and data.

3

The Take

TheFacturation synthesizes both sides and delivers a clear editorial conclusion — no fence-sitting.