Credit & Personal Finance
Is Open Banking the Future of Personal Finance — or a Privacy Risk You're Being Asked to Opt Into Without Reading the Fine Print?PAGE EXCERPT 73% of consumers think open banking will get them better financial products — but how many have actually read what they're agreeing to share? David Brear, Liz O'Donnell, and Mike O'Brien debate whether open banking is a genuine leap forward for personal finance or a privacy risk buried in fine print.
Credit & Personal Finance
Is Holding Cash Right Now a Smart Defensive Move — or Are You Just Losing to Inflation While Waiting for Certainty That Never Comes?Inflation is eating away at every dollar sitting idle — but markets feel shaky enough that "stay liquid" still sounds reasonable. Michael Kitces, Samantha Sharf, and David Stein debate whether holding cash right now is smart defense or just a slow bleed while you wait for certainty that may never come.
Credit & Personal Finance
Buy Now, Pay Later vs. Credit Cards: The Battle for Your WalletNearly 60% of U.S. adults have used a Buy Now, Pay Later app — but is it a smarter alternative to credit cards, or just debt with better marketing? Jeffrey Rattiner, Liz Weston, and Michael O'Brien debate whether BNPL empowers smarter spending or quietly sets consumers up for the same old trap.
Credit & Personal Finance
Should You Automate Every Financial Decision You Can — or Does Removing Yourself From the Process Make You Worse With Money Long-Term?Over 50% of Americans say they feel anxious about their financial future — and automation promises to take the stress off your plate. Sallie Krawcheck, Carl Richards, and Robert Kleiman debate whether automating your finances builds good habits or quietly disconnects you from the skills you need to manage money well long-term.
Credit & Personal Finance
Is Working for Free on 'Exposure' Ever Worth It Early in a Career — or Does It Just Train You to Undervalue Yourself Forever?68% of recent graduates have taken at least one unpaid internship chasing the promise of "exposure" — but does that early sacrifice pay off, or does it just teach young professionals to undervalue their own work? Seth Godin, David Allen, and Samantha Ettus weigh in.
Credit & Personal Finance
Is Comparing Your Finances to Friends Your Age Useful Motivation — or Just a Distorted Benchmark That's Making You Anxious for No Reason?Is Comparing Your Finances to Friends Your Age Useful Motivation — or Just a Distorted Benchmark That's Making You Anxious for No Reason? Does looking...
