Credit & Personal Finance
Should You Buy or Lease Your Next Business Vehicle — and What Does the IRS Actually Prefer?Buy or lease — it sounds like a simple financial question. But the IRS treats each option very differently, and the wrong choice can cost a business owner thousands in missed deductions. A CPA, a financial advisor, and a tax attorney break it down. One verdict.
Credit & Personal Finance
Is a High-Yield Savings Account Still Worth It — or Are There Smarter Places to Park Your Cash Right Now?High-yield savings accounts have been the default "smart move" for idle cash — but with rates shifting and better options emerging, that default deserves a second look. A personal finance expert, a billionaire investor, and a renowned financial advisor disagree on where your money should actually be sitting. One verdict.
Credit & Personal Finance
Should You Pay a Financial Advisor a Flat Fee or a Percentage of Assets — and Does It Even Matter?How you pay your financial advisor shapes what advice you get — and most investors never think about it. A fee-only planner, a CPA partner, and a co-founder of one of the largest advisor networks in the country disagree on which model actually serves you better. One verdict.
Credit & Personal Finance
Is Life Insurance a Smart Financial Tool for the Self-Employed — or an Unnecessary Expense?For the self-employed, there's no employer picking up the tab on life insurance. So the question falls entirely on you — is it a smart financial tool or money better deployed elsewhere? A financial educator, a CEO, and a CPA disagree sharply. One verdict.
Credit & Personal Finance
Should Self-Employed Professionals Form an S-Corp — or Stay a Sole Proprietor?Sole proprietor or S-Corp — the structure you choose determines how much of your income goes to the IRS, and how much of your personal wealth is exposed to risk. An entrepreneur, a CPA, and a business attorney debate the switch. One verdict.
Credit & Personal Finance
Should Freelancers Use a Separate Business Bank Account — or Is One Account Enough?One account or two — for freelancers, the answer affects your taxes, your professionalism, and your financial clarity. A CPA, a tax expert, and a business attorney disagree on where to draw the line. One verdict.
