Robert McKinley
CEO, CardTrak
Robert McKinley is a financial services analyst and consumer advocate specializing in credit cards and payment systems.
Cited In
1 Article
Credit & Personal Finance
Is Your Credit Card Rewards Program Actually Rewarding You — or Engineering Your Spending Behavior Without You Noticing?73% of consumers report overspending because of rewards programs — which raises a question about whether those points are actually paying you back or just engineering you to spend more. Gerri Detweiler, Liz Weston, and Robert McKinley debate whether credit card rewards are a genuine financial benefit or a behavioral trap dressed up as a perk.