Robert Kiyosaki

Credit & Personal Finance

Total net worth tells you how much wealth you have; liquid net worth tells you how much financial flexibility you actually have. A person can have a million-dollar net worth and still be financially fragile if most of that wealth is locked in a home, retirement account, private business, or other difficult-to-access assets. Tracking both metrics gives a much clearer picture: total net worth measures long-term wealth, while liquid net worth measures your ability to respond to a crisis, opportunity, or sudden loss of income.

Credit & Personal Finance

For many people, personal finance feels like a choice between two competing priorities: building a strong credit history or growing meaningful savings. One opens doors to mortgages, affordable loans, and financial opportunities, while the other provides security when life takes an unexpected turn. Recent economic uncertainty has made both objectives increasingly important, leaving many wondering which deserves attention first. Financial experts broadly agree that neither should be ignored, although they differ on how to balance them. The emerging consensus is that financial resilience comes not from choosing one over the other, but from developing a strategy that gradually strengthens both while avoiding unnecessary debt and maintaining flexibility for future goals.

Credit & Personal Finance

An emergency fund is designed to provide financial security when life becomes unpredictable—but where that money is kept can make a significant difference. As inflation erodes purchasing power and interest rates fluctuate, leaving cash in a low-interest current or savings account may quietly reduce its real value over time. Financial experts broadly agree that emergency savings should remain accessible, but they differ on whether part of that money should also be invested to outpace inflation. The debate is no longer simply about how much to save. It's about finding the right balance between liquidity, safety, and preserving the spending power of the money you'll need most when emergencies strike.

Credit & Personal Finance

Hospitals are rewarded for treating illness, not for preventing it — and that single structural fact explains a lot about why the American healthcare system spends so much and delivers so little. Dr. Atul Gawande, Dr. Mark Hyman, and Dr. Marcia Angell debate whether preventive care can ever become more than a talking point in a system built to profit from keeping people sick.

Investments / Wealth Building

When inflation rises, investors often turn to commodities — gold, oil, agricultural products — as a hedge against depreciating currency. Jim Rogers, Robert Kiyosaki, and Dave Ramsey debate whether commodities are a genuine inflation shield or whether most investors arrive too late, take on too much volatility, and end up worse off.

Investments / Wealth Building

Markets are volatile, inflation is high, and economic forecasts keep changing — so should you invest right now or wait for clearer skies? Suze Orman, Dave Ramsey, and Robert Kiyosaki offer three very different answers, ranging from cautious preparation to seizing the moment while others are afraid.

Global Business / Economy

73% of Americans think financial literacy should be taught in schools — but critics ask whether teaching kids to navigate a broken system just makes them better at surviving inequality rather than challenging it. Jean Chatzky, Suze Orman, and Robert Kiyosaki debate whether mandatory financial education empowers students or just hands them a map to a game not everyone gets to play equally.

Global Business / Economy

Your home is probably the biggest asset you own — so does it make sense to cash it in right before retirement? Suze Orman, Mary Beth Franklin, and Robert Kiyosaki debate whether downsizing frees up much-needed liquidity or means giving up the one asset that's actually been appreciating all along.

Credit & Personal Finance

Is Comparing Your Finances to Friends Your Age Useful Motivation — or Just a Distorted Benchmark That's Making You Anxious for No Reason? Does looking...

Global Business / Economy

You get a raise, and suddenly the car feels too small and the apartment feels too cramped — is that just human nature, or a choice you're making without realizing it? Robert Kiyosaki, Suze Orman, and Dave Ramsey debate whether lifestyle inflation is inevitable, or just the excuse people use to justify spending instead of saving.

Credit & Personal Finance

Zero debt sounds like the obvious financial win — but is chasing it sometimes costing people real wealth-building opportunities? Dave Ramsey, Robert Kiyosaki, and Jean Chatzky debate whether debt-free living is the ultimate goal or just one strategy among several, with real trade-offs attached.

Global Business / Economy

Net worth has become one of the most widely used metrics for measuring financial success. Yet as social media amplifies wealth comparisons and economic uncertainty reshapes personal finance, many experts question whether a single number can accurately capture financial well-being. Some argue that net worth provides a useful snapshot of financial health, while others believe it can distract from more meaningful indicators such as financial literacy, life satisfaction, debt freedom, and long-term goals. The debate raises an important question: should net worth be viewed as a financial scorecard, or merely one tool among many in evaluating a successful financial life?

Global Business / Economy

Nearly 36% of U.S. households rent — and with home prices and interest rates both climbing, more people are wondering if that's actually the smarter move. Robert Kiyosaki, Suze Orman, and Dave Ramsey debate whether renting forever is a legitimate financial strategy or just a decision nobody's run the real numbers on.

Credit & Personal Finance

Prices are up everywhere — but so are our expectations. Peter Schiff, Michelle Singletary, and Robert Kiyosaki debate whether inflation is genuinely making us poorer or whether some of what we're calling financial pain is actually a series of lifestyle choices we've quietly made for ourselves.

Investments / Wealth Building

Rising interest rates, inflation, and post-pandemic rental shifts have complicated the math on investment properties. Barbara Corcoran, Robert Kiyosaki, and Kristine Swanson debate whether buying a second property to rent out is still one of the smartest wealth-building moves — or a commitment most investors aren't ready for.

Credit & Personal Finance

Merging finances with your spouse can build unity and simplify budgeting — or it can become the fastest path to arguments about money. Michelle Singletary, Kristen Womack, and Robert Kiyosaki debate whether a joint bank account is a smart partnership move or a threat to financial independence.

Investments / Wealth Building

Roth or Traditional — the IRA debate has a clear answer for most people. The problem is that answer changes as you age, earn more, and get closer to retirement. Suze Orman, Robert Kiyosaki, and Jean Chatzky disagree on which account wins — and when. One verdict.

Credit & Personal Finance

Sole proprietor or S-Corp — the structure you choose determines how much of your income goes to the IRS, and how much of your personal wealth is exposed to risk. An entrepreneur, a CPA, and a business attorney debate the switch. One verdict.