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CPA Firm Partner
Robert J. Smith
CPA Firm Partner
Robert J. Smith is a partner at a leading CPA firm with extensive experience advising clients on tax and financial technology.
Financial Technology (FinTech)
Is Predictive Spending Analysis in Banking Apps a Service — or Surveillance With a Helpful Notification?Predictive spending analysis promises to flag overspending before your balance drops — but is it genuinely empowering, or just a friendlier face on data surveillance? Finance writer Neal Gabler, financial advisor Jessica H. Lee, and CPA firm partner Robert J. Smith debate what’s really behind the notification.