Ritika Bansal
CPA, Bansal Accounting Services
Ritika Bansal is a CPA who specializes in personal finance and tax strategies, helping individuals optimize their financial health.
Cited In
1 Article
Credit & Personal Finance
Is Rounding Up Your Purchases to Save the Difference a Habit Worth Building — or Financial Theater That Distracts You From the Decisions That Actually Matter?Is rounding up your purchases to save the spare change a genuine path to financial health — or a feel-good distraction from the decisions that really move the needle? Ramit Sethi and Sylvia Encalada Brook see round-ups as a low-friction gateway to building savings confidence, while Ritika Bansal warns the habit can create a false sense of security that lets debt and bigger budgeting gaps go unaddressed.