Richard Thaler
Nobel Prize-winning Economist
Richard Thaler is a Nobel laureate and pioneer in behavioral economics, focusing on how people make financial decisions.
Global Business / Economy
Is Behavioral Economics Actually Helping People Make Better Financial Decisions — or Just Giving Institutions Smarter Tools to Exploit the Same Weaknesses?Is behavioral economics helping people make smarter financial choices, or handing institutions sharper tools to exploit the same biases? Dan Ariely, Nobel laureate Richard Thaler, and Sendhil Mullainathan debate whether the field empowers consumers or arms predatory design.
Credit & Personal Finance
Is Saving 20% of Your Income Still the Right Rule — or a Number That Made Sense Before Housing, Healthcare and Education Cost What They Do Now?Saving 20% of your income sounds like a simple path to financial security—but in an era of expensive housing, healthcare, and education, a fixed percentage may be unrealistic for many households. The better question is not whether you can hit 20%, but whether your savings rate is aligned with your debt, emergency needs, income, and long-term goals.