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Michele Cagan, CPA

Founder, Budget with Michele

Michele Cagan, CPA

Michele Cagan, CPA

Founder, Budget with Michele

Michele Cagan is a CPA and financial educator focused on helping individuals take control of their finances through strategic planning.

Cited In 1 Article

Credit & Personal Finance

Is the Debt Snowball Method Mathematically Wrong — and Does That Actually Matter?

Is the Debt Snowball method mathematically inefficient — and does that even matter if it works psychologically? Dave Ramsey, financial journalist Lindsay Goldwert, and CPA Michele Cagan debate whether motivation or math should drive your debt repayment strategy.

Aug 26, 2026