Michael Kitces
Co-Founder, XY Planning Network
Michael Kitces is a recognized thought leader in the financial planning industry, known for his expertise in strategic financial advice and fee structures.
Global Business / Economy
Should You Pay for a Financial Plan Upfront — or Is a Free Consultation All You Really Need?Only 30% of Americans feel confident in their financial decisions — so when you sit down with an advisor, should you pay for a full plan or start with a free consultation? Sallie Krawcheck, Michael Kitces, and Jean Chatzky weigh in.
Credit & Personal Finance
When Is the Right Time to Fire Your Accountant — and How Do You Know You've Outgrown Them?Most business owners wait too long to make this call — and it costs them. The accountant who handled your first tax return may not be the right partner for the business you're building now. A financial planner, a CPA firm consultant, and a tax strategist explain how to know when it's time to move on. One verdict.
Investments / Wealth Building
Is Dollar-Cost Averaging the Smartest Way to Invest — or Are You Just Avoiding the Real Decision?Dollar-cost averaging feels disciplined, safe, and smart. But is it a proven investment strategy — or a way to feel like you're making a decision without actually making one? A veteran investment author, a leading financial planner, and a renowned financial expert disagree on what DCA actually delivers. One verdict.
Credit & Personal Finance
Should You Pay a Financial Advisor a Flat Fee or a Percentage of Assets — and Does It Even Matter?How you pay your financial advisor shapes what advice you get — and most investors never think about it. A fee-only planner, a CPA partner, and a co-founder of one of the largest advisor networks in the country disagree on which model actually serves you better. One verdict.