Michael J. O'Brien
Financial Consultant, O'Brien Advisory
Renowned financial consultant and writer, Michael specializes in personal finance strategies, focusing on helping clients navigate complex financial products.
Cited In
1 Article
Credit & Personal Finance
Buy Now, Pay Later vs. Credit Cards: The Battle for Your WalletNearly 60% of U.S. adults have used a Buy Now, Pay Later app — but is it a smarter alternative to credit cards, or just debt with better marketing? Jeffrey Rattiner, Liz Weston, and Michael O'Brien debate whether BNPL empowers smarter spending or quietly sets consumers up for the same old trap.