Mechelle R. Smith
Financial Advisor
Mechelle is a Certified Financial Planner with over 15 years of experience, focusing on helping individuals improve their financial literacy and credit management.
Cited In
1 Article
Credit & Personal Finance
Is Your Credit Score Being Calculated on Data That Has Nothing to Do With Your Ability to Pay — and Should That Even Be Legal?Your credit score may be shaped by factors that have nothing to do with your ability to repay debt — from checking account balances to education level. A credit consultant, a financial advisor, and HerMoney's CEO debate whether this practice is fair, and whether it should even be legal.