Mark Zandi
Chief Economist, Moody's Analytics
Mark Zandi is a leading economist focusing on macroeconomic trends, financial markets, and public policy.
Global Business / Economy
Is Remote Work Permanently Reshaping Real Estate Markets — or Are We Just Watching a Correction That Was Always Going to Happen?Remote work has changed where people want to live—but whether it has permanently reshaped real estate remains debated. Some experts argue that flexible work has fundamentally altered housing demand by reducing the importance of living near city centers, while others see today's market as a cyclical correction driven by interest rates and pandemic-era conditions. Most agree that buyer preferences have evolved, making flexibility, home offices, and lifestyle considerations more influential than before.
Global Business / Economy
Is the War on Cash a Government Convenience Play — or a Genuine Threat to Financial Privacy That Nobody Is Taking Seriously Enough?Cash transactions have fallen to just 20% of payments in some countries — and governments are nudging that number lower. Catherine O'Neil, Mark Zandi, and Alyssa Silver debate whether the war on cash is a sensible modernization of the financial system or a quiet erosion of the financial privacy that nobody is taking seriously enough.