Lisa M. Smith
Business Attorney, Smith & Associates
Lisa is a Business Attorney with expertise in financial regulations and consumer rights, advocating for transparency and ethical practices in fintech.
Cited In
1 Article
Financial Technology (FinTech)
Is Embedded AI in Your Banking App Making You a Better Financial Decision-Maker — or Just a More Engaged User of a Product Designed to Retain You?AI-powered banking apps promise real-time insights, spending alerts, and personalized financial guidance—but are they actually building financial literacy, or just keeping users hooked on the app? Priya Pahlajani, Lisa M. Smith, and Jim R. Sweeney debate whether AI features in banking apps empower smarter money decisions or are optimized for engagement over education.