CPA Firm Partner
Lindsey D. Baker
CPA Firm Partner
Lindsey D. Baker is a CPA firm partner specializing in tax planning and financial strategy for individuals and businesses.
Global Business / Economy
Is Emotional Spending the Real Reason Most Budgets Fail — or a Convenient Explanation That Lets Structural Problems Off the Hook?Is emotional spending really what wrecks most budgets — or is it a convenient excuse that lets stagnant wages and rising costs off the hook? Liz Weston points to retail therapy and impulsive triggers, Carl Richards argues structural financial pressures make budgeting unrealistic for many, and Lindsey D. Baker says financial literacy is the missing piece that could address both.