Kaspersky Lab

Financial Technology (FinTech)

Installing antivirus software is often viewed as the first—and sometimes only—step toward protecting personal finances online. Yet as cybercriminals increasingly rely on phishing, social engineering, ransomware, and stolen credentials instead of traditional malware, security experts question whether antivirus alone can keep pace with modern threats. While today's antivirus platforms are more sophisticated than ever, incorporating artificial intelligence and behavioural analysis, they remain only one layer of a much broader defence strategy. The real challenge is not choosing the best antivirus software, but understanding that financial security depends just as much on human behaviour, strong authentication, and vigilance as it does on any application running in the background.