James R. Kowalski
Financial Technology Executive
James Kowalski is a fintech innovator and CEO of a leading analytics platform that utilizes satellite data for financial assessments.
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Financial Technology (FinTech)
Is Satellite-Based Financial Surveillance the Next Frontier of Credit Risk Assessment — or the One That Finally Makes Privacy Impossible to Defend?Could satellites tracking property conditions and local economic activity become the next tool for assessing your creditworthiness — or does that cross a line privacy can't recover from? James R. Kowalski champions satellite data as a path to more accurate lending and financial inclusion, Dr. Mary J. Blasco warns of a slide toward continuous surveillance, and Susan T. Vermeer cautions that the cost of this technology could deepen inequities rather than solve them.