James R. Holt
Senior Financial Advisor, Strategic Wealth Partners
James R. Holt offers over 20 years of advisory experience, specializing in helping businesses navigate the complex landscape of financial technology and regulatory compliance.
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Financial Technology (FinTech)
Is the Next Generation of Banking Built on APIs — and Does Anyone Outside the Industry Understand Why That Actually Matters?APIs are quietly rebuilding the banking industry from the inside out — but does anyone outside fintech actually understand why that matters? Tami S. Smith sees APIs as the backbone of a more personalized, democratized banking future, James R. Holt warns that consumer education is lagging dangerously behind the technology, and Laura K. Greene flags the security and regulatory risks that come with data flowing more freely between institutions.