Tax Attorney, Van Horn & Associates
James H. Van Horn
Tax Attorney, Van Horn & Associates
James H. Van Horn is a tax attorney with over 20 years of experience, specializing in banking and financial regulations. He frequently speaks on the intersection of finance and consumer rights.
Credit & Personal Finance
Is Your Banking App Nudging You Toward Financial Health — or Toward Products That Maximize the Bank's Revenue From Your Account?Is your banking app quietly working for you — or working you? Renee O'Leary and Laura Adams say smart budgeting tools and spending alerts genuinely improve financial health, while tax attorney James H. Van Horn warns that unsolicited credit line increases and loan offers reveal a design built to maximize bank revenue, not your wellbeing.