Gina S. Smith
Financial Advisor and Business Consultant
Gina S. Smith has over 15 years of experience advising businesses and individuals on financial strategies and risk management.
Cited In
1 Article
Credit & Personal Finance
Should You Ever Sign a Personal Guarantee for a Business Loan — or Is That the Moment Your Business Risk Becomes Your Personal Risk Forever?A personal guarantee can help secure business financing—but it also puts your personal assets on the line. While it may be the only path to funding for many startups, signing one means your business debt could become your personal responsibility. Before agreeing, entrepreneurs should carefully weigh the potential rewards against the financial risks.