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CPA Firm Partner, Klein & Associates
Dr. William A. Klein
CPA Firm Partner, Klein & Associates
Dr. William A. Klein is an expert in financial regulations and insurance pricing models, focusing on ethical standards in financial services.
Credit & Personal Finance
Is Hyper-Personalized Insurance Pricing a Fairer System — or One That Makes Coverage Unaffordable for Exactly the People Who Need It Most?Insurers can now price premiums using data on everything from your workout habits to your social media activity — but does that precision make coverage fairer, or does it quietly price out the people who need protection most? Seth J. Bostock, Catherine N. Mulligan, and Dr. William A. Klein debate the ethics of hyper-personalized insurance.