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Dr. Sandra Black

Economist & Financial Policy Advisor

Dr. Sandra Black

Dr. Sandra Black

Economist & Financial Policy Advisor

Dr. Sandra Black is an economist and professor known for her research on household finance and the implications of credit innovations on consumer behavior.

Cited In 1 Article

Global Business / Economy

Is Buy Now, Pay Later Quietly Becoming the Default Way to Pay for Groceries, and What Does That Say About Household Budgets?

Is Buy Now, Pay Later quietly becoming the default way households cover their grocery bill? Erin Lowry, Dr. Sandra Black, and Mark Jaeger examine whether splitting grocery payments into installments is a lifeline for strained budgets or a risky habit with hidden fees attached.

Nov 03, 2026