Professor, Harvard Business School
David Yoffie
Professor, Harvard Business School
David Yoffie is a Professor at Harvard Business School specializing in technology and business strategy.
Credit & Personal Finance
Is Decentralized Finance Actually Delivering on Its Promise — or Just Recreating Wall Street Without the Regulations That Were There for a Reason?Decentralized finance promised to democratize money — no banks, no gatekeepers, no Wall Street middlemen. But 73% of DeFi assets sit on just a few platforms, and the hacks keep coming. Cathie Wood, David Yoffie, and Caitlin Long debate whether DeFi is delivering on its promise or just rebuilding the old system without the guardrails.