David Yellen
Tax Attorney, Yellen Law Firm
David Yellen is a tax attorney and expert in regulatory compliance for fintech companies. He has extensively researched the legal implications of cryptocurrency and DeFi.
Cited In
1 Article
Bitcoin / Crypto
Is DeFi Lending a Genuine Alternative to Traditional Credit — or Collateral-Based Borrowing That Only Works for People Who Already Have Money?DeFi lending promises to make credit faster, more open, and less dependent on traditional banks. But most lending protocols still require collateral, meaning the people best positioned to benefit may be those who already own valuable digital assets. The real test for DeFi is therefore not whether it can replace a bank, but whether it can expand access to credit beyond people who already have wealth.