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David Brear

CEO, 11:FS

David Brear

David Brear

CEO, 11:FS

David Brear is a thought leader in the fintech space, focusing on how technology can transform banking and finance.

Cited In 1 Article

Credit & Personal Finance

Is Open Banking the Future of Personal Finance — or a Privacy Risk You're Being Asked to Opt Into Without Reading the Fine Print?

PAGE EXCERPT 73% of consumers think open banking will get them better financial products — but how many have actually read what they're agreeing to share? David Brear, Liz O'Donnell, and Mike O'Brien debate whether open banking is a genuine leap forward for personal finance or a privacy risk buried in fine print.

Jul 01, 2026