David Bach
Financial Advisor & Author
David Bach is a financial advisor and bestselling author known for his expertise in personal finance and wealth-building strategies.
Credit & Personal Finance
Is Refinancing Your Mortgage Right Now a Smart Move — or Are You Just Resetting a Clock You Were Almost Done With?Universal Basic Income promises to decouple survival from employment at a moment when automation threatens to make millions of jobs obsolete — but critics ask whether handing everyone a check is a visionary response to technological change or a politically convenient way to avoid the harder work of building an economy that actually works. Andrew Yang, Philippe Van Parijs, and Daron Acemoglu debate what UBI would actually do.
Credit & Personal Finance
Is Having Multiple Income Streams Actually Reducing Your Financial Risk — or Just Spreading Your Attention Thin Enough to Fail at All of Them?Hospitals are rewarded for treating illness, not for preventing it — and that single structural fact explains a lot about why the American healthcare system spends so much and delivers so little. Dr. Atul Gawande, Dr. Mark Hyman, and Dr. Marcia Angell debate whether preventive care can ever become more than a talking point in a system built to profit from keeping people sick.
Credit & Personal Finance
Should You Ever Relocate Your Entire Life for a Financial Opportunity — or Is That the Kind of Math That Only Works on a Spreadsheet?A job offer arrives with a salary bump significant enough to make you seriously consider uprooting your entire life — but does the math actually hold up once you factor in everything a spreadsheet can't capture? Suze Orman, David Bach, and Jean Chatzky debate whether relocating for a financial opportunity is a smart investment in your future or a calculation that only works on paper.
Investments / Wealth Building
Should You Ever Pay for a Premium Banking Account — or Are You Just Buying the Feeling of Being a Better Customer?Premium banking accounts promise personal advisors, waived fees, and exclusive perks — but are those benefits actually worth the cost, or are you mostly paying for the feeling of being a better class of customer? Suze Orman, David Bach, and Liz Weston debate whether premium banking is a smart financial tool or an expensive status symbol.
Credit & Personal Finance
Is Cutting Out Small Daily Expenses Actually Building Wealth — or Just Making You Obsess Over the Wrong Numbers?Skip the daily latte and you'll retire a millionaire — or so the advice goes. Ramit Sethi, Jean Chatzky, and David Bach debate whether cutting small everyday expenses genuinely builds wealth, or whether it's a distraction from the bigger financial moves that actually matter.
Credit & Personal Finance
Should You Keep Your Finances Completely Private From Your Adult Children — or Does That Silence Set Them Up to Fail?Should parents tell their adult kids how much they actually have, owe, or worry about? Suze Orman, David Bach, and Lindsay Adams debate whether financial silence protects children from stress or quietly leaves them unprepared for the realities of adulthood.
Credit & Personal Finance
Is Co-Signing a Loan for Family Ever a Good Idea — or Is It Always a Quiet Way to Lose Both the Money and the Relationship?When a family member needs a loan and can't qualify alone, co-signing feels like the loving thing to do — until it isn't. Suze Orman, David Bach, and Shawn McCoy debate whether co-signing is a genuine act of support or a quiet way to put your credit, your savings, and your relationship all at risk at once.