Dave Ramsey

Credit & Personal Finance

Is the Debt Snowball method mathematically inefficient — and does that even matter if it works psychologically? Dave Ramsey, financial journalist Lindsay Goldwert, and CPA Michele Cagan debate whether motivation or math should drive your debt repayment strategy.

Global Business / Economy

Not all financial advice comes with a duty to put your interests first. As influencers, salespeople, and self-proclaimed experts increasingly compete with fiduciary advisors for attention, consumers face a crucial question: can advice still be useful when the person giving it isn't required to act in their best interest?

Credit & Personal Finance

Buying a car with a credit card can make sense in a very narrow set of circumstances—but for most buyers, the risks outweigh the rewards. The potential benefits include cashback, points, and purchase protections, but those advantages disappear quickly if the balance carries interest. The real question isn't whether a credit card can buy a car, but whether the buyer can capture the rewards without turning a depreciating asset into expensive revolving debt.

Credit & Personal Finance

For many people, personal finance feels like a choice between two competing priorities: building a strong credit history or growing meaningful savings. One opens doors to mortgages, affordable loans, and financial opportunities, while the other provides security when life takes an unexpected turn. Recent economic uncertainty has made both objectives increasingly important, leaving many wondering which deserves attention first. Financial experts broadly agree that neither should be ignored, although they differ on how to balance them. The emerging consensus is that financial resilience comes not from choosing one over the other, but from developing a strategy that gradually strengthens both while avoiding unnecessary debt and maintaining flexibility for future goals.

Investments / Wealth Building

When inflation rises, investors often turn to commodities — gold, oil, agricultural products — as a hedge against depreciating currency. Jim Rogers, Robert Kiyosaki, and Dave Ramsey debate whether commodities are a genuine inflation shield or whether most investors arrive too late, take on too much volatility, and end up worse off.

Credit & Personal Finance

Rising costs, unexpected emergencies, and a retirement account sitting there with years of savings — the temptation to tap it early is real. Suze Orman, Jean Chatzky, and Dave Ramsey debate whether early withdrawal is ever the right call, or whether the long-term cost always makes the short-term relief a regret.

Investments / Wealth Building

Markets are volatile, inflation is high, and economic forecasts keep changing — so should you invest right now or wait for clearer skies? Suze Orman, Dave Ramsey, and Robert Kiyosaki offer three very different answers, ranging from cautious preparation to seizing the moment while others are afraid.

Global Business / Economy

You get a raise, and suddenly the car feels too small and the apartment feels too cramped — is that just human nature, or a choice you're making without realizing it? Robert Kiyosaki, Suze Orman, and Dave Ramsey debate whether lifestyle inflation is inevitable, or just the excuse people use to justify spending instead of saving.

Credit & Personal Finance

Zero debt sounds like the obvious financial win — but is chasing it sometimes costing people real wealth-building opportunities? Dave Ramsey, Robert Kiyosaki, and Jean Chatzky debate whether debt-free living is the ultimate goal or just one strategy among several, with real trade-offs attached.

Global Business / Economy

Net worth has become one of the most widely used metrics for measuring financial success. Yet as social media amplifies wealth comparisons and economic uncertainty reshapes personal finance, many experts question whether a single number can accurately capture financial well-being. Some argue that net worth provides a useful snapshot of financial health, while others believe it can distract from more meaningful indicators such as financial literacy, life satisfaction, debt freedom, and long-term goals. The debate raises an important question: should net worth be viewed as a financial scorecard, or merely one tool among many in evaluating a successful financial life?

Global Business / Economy

Nearly 36% of U.S. households rent — and with home prices and interest rates both climbing, more people are wondering if that's actually the smarter move. Robert Kiyosaki, Suze Orman, and Dave Ramsey debate whether renting forever is a legitimate financial strategy or just a decision nobody's run the real numbers on.

Credit & Personal Finance

That giant tub of mayonnaise looked like a great deal at the warehouse store — but is bulk buying actually saving you money, or just letting you spend faster on things you didn't need this much of? Liz Weston, Tiffany Aliche, and Dave Ramsey break down when bulk really pays off.

Global Business / Economy

Family businesses run on trust, shared values, and deep commitment — but they also run on relationships that can make hard decisions nearly impossible to make. Barbara Corcoran, Dave Ramsey, and Seth Godin debate whether going into business with family is a financial edge or an emotional trap waiting to close.

Investments / Wealth Building

Should you pay off your mortgage early or put that money to work in the market? Financial experts are divided — here's what Dave Ramsey, Howard Dvorkin, and Suze Orman each recommend, and how to find the right answer for your situation.