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Dave Ramsey

CEO, Ramsey Solutions

Dave Ramsey

Dave Ramsey

CEO, Ramsey Solutions

Dave Ramsey is a personal finance expert and best-selling author known for his practical advice on managing money and getting out of debt.

Cited In 9 Articles

Credit & Personal Finance

Should You Ever Take Money Out of Your Retirement Account Early — or Is the Penalty Always Smaller Than the Regret?

Rising costs, unexpected emergencies, and a retirement account sitting there with years of savings — the temptation to tap it early is real. Suze Orman, Jean Chatzky, and Dave Ramsey debate whether early withdrawal is ever the right call, or whether the long-term cost always makes the short-term relief a regret.

Jul 13, 2026

Investments / Wealth Building

Should You Ever Invest in Uncertain Times?

Markets are volatile, inflation is high, and economic forecasts keep changing — so should you invest right now or wait for clearer skies? Suze Orman, Dave Ramsey, and Robert Kiyosaki offer three very different answers, ranging from cautious preparation to seizing the moment while others are afraid.

Jul 10, 2026

Global Business / Economy

Is Lifestyle Inflation Inevitable as You Earn More — or Is That Just the Excuse People Use to Stop Saving?

You get a raise, and suddenly the car feels too small and the apartment feels too cramped — is that just human nature, or a choice you're making without realizing it? Robert Kiyosaki, Suze Orman, and Dave Ramsey debate whether lifestyle inflation is inevitable, or just the excuse people use to justify spending instead of saving.

Jun 24, 2026

Credit & Personal Finance

Is Being Debt-Free the Ultimate Financial Goal — or Just a Feeling That Sometimes Costs You Real Opportunity?

Zero debt sounds like the obvious financial win — but is chasing it sometimes costing people real wealth-building opportunities? Dave Ramsey, Robert Kiyosaki, and Jean Chatzky debate whether debt-free living is the ultimate goal or just one strategy among several, with real trade-offs attached.

Jun 24, 2026

Global Business / Economy

Is Your Net Worth the Right Way to Measure Financial Success — or Just a Number That Makes You Compare Yourself to the Wrong People?

Net worth has become one of the most widely used metrics for measuring financial success. Yet as social media amplifies wealth comparisons and economic uncertainty reshapes personal finance, many experts question whether a single number can accurately capture financial well-being. Some argue that net worth provides a useful snapshot of financial health, while others believe it can distract from more meaningful indicators such as financial literacy, life satisfaction, debt freedom, and long-term goals. The debate raises an important question: should net worth be viewed as a financial scorecard, or merely one tool among many in evaluating a successful financial life?

Jun 23, 2026

Global Business / Economy

Is Renting Forever a Legitimate Financial Strategy — or Just a Decision You Haven't Run the Numbers On Yet?

Nearly 36% of U.S. households rent — and with home prices and interest rates both climbing, more people are wondering if that's actually the smarter move. Robert Kiyosaki, Suze Orman, and Dave Ramsey debate whether renting forever is a legitimate financial strategy or just a decision nobody's run the real numbers on.

Jun 19, 2026

Credit & Personal Finance

Is Buying Items in Bulk Actually Saving You Money — or Just Making You Spend Faster on Things You Didn't Need This Much Of?

That giant tub of mayonnaise looked like a great deal at the warehouse store — but is bulk buying actually saving you money, or just letting you spend faster on things you didn't need this much of? Liz Weston, Tiffany Aliche, and Dave Ramsey break down when bulk really pays off.

Jun 19, 2026

Global Business / Economy

Is Working With Family in Business a Financial Advantage — or Does It Just Make Bad Decisions Harder to Reverse?

Family businesses run on trust, shared values, and deep commitment — but they also run on relationships that can make hard decisions nearly impossible to make. Barbara Corcoran, Dave Ramsey, and Seth Godin debate whether going into business with family is a financial edge or an emotional trap waiting to close.

Jun 18, 2026

Investments / Wealth Building

Should You Pay Off Your Mortgage Early — or Invest That Money Instead?

Should you pay off your mortgage early or put that money to work in the market? Financial experts are divided — here's what Dave Ramsey, Howard Dvorkin, and Suze Orman each recommend, and how to find the right answer for your situation.

May 28, 2026