Christine Benz
Director of Personal Finance, Morningstar
Christine Benz is an authority on personal finance and investing, providing insights into asset allocation and retirement planning.
Global Business / Economy
Is the 4% Withdrawal Rule Still a Reliable Retirement Strategy — or a Formula Built for a World That No Longer Exists?The 4% withdrawal rule has guided retirement planning for decades — but it was built for a world of high returns and low inflation that may no longer exist. Michael Kitces, Christine Benz, and Blaine Aikin debate whether retirees can still trust this formula or need a smarter, more flexible approach.
Investments / Wealth Building
Is Index Fund Investing Enough to Build Real Wealth — or Does It Just Keep You Average?Index funds are simple, cheap, and popular — but can they actually make you wealthy, or just keep you average? Rick Ferri, Josh Brown, and Christine Benz debate whether a "set it and forget it" strategy is enough to reach real financial goals.