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Author & Speaker
Chris Skinner
Author & Speaker
Chris Skinner is an influential author and speaker on fintech and the future of banking, providing in-depth analysis of industry trends.
Financial Technology (FinTech)
Is Invisible Payments the Pinnacle of Fintech Design — or the Moment We Completely Lose Track of What We're Spending?As mobile wallets and automated billing make transactions nearly frictionless, fintech is racing toward a future where payments happen without you noticing — but is that the pinnacle of good design, or the moment consumers lose all sense of what they're spending? Chris Skinner, Jeanine Skowronski, and David Reiling debate whether invisible payments empower users or quietly erode financial literacy.
Global Business / Economy
Is Embedded Finance Quietly Replacing Traditional Banks — or Just Putting a New Face on the Same Old Fees?Buy now, pay later at checkout. Credit offers baked right into the app. Embedded finance is everywhere now — but is it really replacing the bank, or just hiding the same old fees behind a friendlier interface? Brett King, Liz Pacheco, and Chris Skinner break it down.