Cathy M. Wright
Financial Advisor, Secure Financial Services
Cathy M. Wright is a financial advisor specializing in personal finance and alternative investment strategies. She frequently analyzes the impacts of technology on finance.
Cited In
1 Article
Bitcoin / Crypto
Is DeFi Lending a Genuine Alternative to Traditional Credit — or Collateral-Based Borrowing That Only Works for People Who Already Have Money?DeFi lending promises to make credit faster, more open, and less dependent on traditional banks. But most lending protocols still require collateral, meaning the people best positioned to benefit may be those who already own valuable digital assets. The real test for DeFi is therefore not whether it can replace a bank, but whether it can expand access to credit beyond people who already have wealth.