Founder, The Points Guy
Brian Kelly
Founder, The Points Guy
Brian Kelly is a travel expert known for his insights into credit card rewards and maximizing travel benefits through strategic spending.
Credit & Personal Finance
Is Paying for a Premium Travel Credit Card Worth It — or Are You Spending $500 a Year to Unlock Benefits You Never Actually Use?With annual fees topping $500, is a premium travel credit card actually worth it? Financial advisor Kathy Pareto, The Points Guy founder Brian Kelly, and The Financial Gym's Shannon McLay debate whether the perks pay off — or just look good on paper.