Brett King

Financial Technology (FinTech)

Is "Fintech for Good" genuinely expanding financial opportunity, or simply modernizing high-cost financial products? The answer depends less on the technology than on the business model behind it. Fintech has lowered barriers to banking, payments, and credit for millions of previously underserved consumers. Yet digital delivery alone does not make a financial product fair. When transparency, affordable pricing, and consumer protections are absent, technology can scale financial inclusion—or scale financial exploitation.

Global Business / Economy

Buy now, pay later at checkout. Credit offers baked right into the app. Embedded finance is everywhere now — but is it really replacing the bank, or just hiding the same old fees behind a friendlier interface? Brett King, Liz Pacheco, and Chris Skinner break it down.