Barry Paperno
Credit Consultant
Barry is a credit consultant with decades of experience in consumer credit and public policy, serving as a former spokesperson for FICO.
Cited In
1 Article
Credit & Personal Finance
Is Your Credit Score Being Calculated on Data That Has Nothing to Do With Your Ability to Pay — and Should That Even Be Legal?Your credit score may be shaped by factors that have nothing to do with your ability to repay debt — from checking account balances to education level. A credit consultant, a financial advisor, and HerMoney's CEO debate whether this practice is fair, and whether it should even be legal.