Andreas M. Antonopoulos

Bitcoin / Crypto

Keeping cryptocurrency on an exchange is convenient—but convenience comes with counterparty risk. Experts agree that exchanges offer liquidity and ease of use, particularly for beginners, but they also warn that users never fully control assets held by a third party. While self-custody provides greater independence, it also requires managing private keys securely. The safest approach often depends on your experience, investment strategy, and willingness to take responsibility for protecting your own funds.